I started by stamping the polar bears onto the Crafter's Companion Neenah paper and then let the Scan n cut cut them out.
I used a sturdy piece of card stock (140lbs or 300grams) for the panel and die cut the words out of it and then the snowflakes.
I used Distress inks for the background (tumbled glass and mermaid lagoon) I just swiped the ink pad across the card base. I wanted an ombre effect, but of course with swiping you get harsh lines and they didn't really fit behind the openings, so I went all over the blues with Mermaid lagoon to even the whole thing out.
Colored the polar bears with Spectrum Noir and Spectrum Illustrator markers and then attached them to the card with tape runner.